linda.k
Seattle, WA
3.0
Support was slow to respond
Had questions about my loan terms and it took days to get an answer. Not ideal when you need quick info.
trader_ru
New York, NY
4.0
Reliable platform with minor delays
I’ve been using LendingClub for peer-to-peer lending as an investor for over a year now. The dashboard is user-friendly and loan listings are detailed which helps me pick good borrowers. Occasionally loan funding gets delayed which can mess with my cash flow a bit. Customer service is responsive but sometimes takes a couple of days to resolve issues. Still, overall a solid platform for diversifying investments in loans.
jenna.w
Miami, FL
4.0
Good service but watch for repayment terms
I refinanced my auto loan through LendingClub last quarter. The refinancing process was easy online and the rates beat my old lender by a bit. However, I missed some details about the repayment schedule and ended up with higher monthly payments than I expected. Support helped me adjust my payment plan, but it was a stressful experience. I’d recommend double-checking all terms before you sign anything.
alex_2021
San Francisco, CA
5.0
Decent but can improve on transparency
I took a personal loan and the application went smoothly thanks to the clear interface. The monthly payments are manageable but I noticed some extra fees that weren’t clearly spelled out before I signed. Customer support explained them eventually but I think LendingClub should be upfront about those charges from the start. Aside from that, funding was quick and the platform works well for small business loans too.
max1990
Chicago, IL
4.0
Helpful tools but interest rates could be better
I’ve been using LendingClub for a few months now to get a personal loan. The online calculator and management tools are pretty helpful for tracking payments and planning budgets. On the downside, the interest rates are slightly above what other P2P lenders offer, so if you’re shopping around, check carefully. The funding was reliable and the app interface is smooth, which makes the process less daunting.
emily_r
Boston, MA
4.0
Good rates but limited auto refinance options
Used LendingClub to refinance my car loan last month. The process was pretty straightforward and rates were competitive compared to my bank. Only downside is they don’t have as many auto refinance options as bigger lenders.
john_doe88
Chicago, IL
3.0
Mixed experience with loan funding speed and rates
Applied for a business loan to expand my café and was happy the funding came through in about a week. However, the interest rates were higher than I initially expected based on their advertised figures. Support was polite but not very helpful when I asked for a breakdown of fees. the platform is okay but I wish they were clearer about total costs upfront.
michael_s
Austin, TX
3.0
Application process was confusing
Tried to get a personal loan but the website kept freezing during my application. Took way longer than expected.
anna.k
Portland, OR
5.0
Great experience with quick funding
My business loan through LendingClub was funded within 5 days, which really helped me cover urgent expenses. The application was easy and the team answered all my questions promptly. I also liked how I could manage payments directly through their app without extra hassle. Definitely recommend if you need a fast and reliable lending option.
sarahj
Denver, CO
5.0
Fast approval, happy client
Got my personal loan approved in just 3 days. The app is easy to use and the rates were fair. Very satisfied!