David
Chicago, IL
I was nervous applying because I have barely any credit history. Upstart took into account my education and job stability which really helped me get the loan. The entire thing took about a week from application to funds arriving in my bank. One downside was that I wasn’t fully prepared for the auto-debit withdrawals which started earlier than I expected. Still, it gave me a shot when other lenders said no.
kate_s
Miami, FL
Got approved quickly and the whole thing was simple to do on my phone.
josh_89
Atlanta, GA
I liked how quickly the loan was processed and the platform itself works well on mobile. However, I wasn’t super happy about the extra fees that popped up during the application. They weren’t very obvious at first, so that caught me off guard. Customer support answered my calls but didn’t really offer much help with lowering costs. Still, better than many traditional lenders I’ve dealt with.
Jessica
Boston, MA
Applied for a personal loan to consolidate credit card debt. The application process was mostly straightforward and they approved me even with a limited credit history. However, their customer support took a couple of days to answer my questions, which was frustrating. The repayment schedule is flexible, which is a plus, but I wish the rates were clearer upfront.
Emily R.
Seattle, WA
Got my loan approved in just two days, really hassle-free!
NickW
New York, NY
I needed a loan quickly to cover some unexpected expenses and Upstart was one of the fastest lenders I found. They gave me a competitive rate and funds were deposited within three days. The application process was user-friendly and their technology made approval a breeze. Definitely recommend for anyone needing a quick but trustworthy personal loan.
Olivia H.
San Francisco, CA
Applied for $10k to pay off credit cards. The approval took less than 48 hours and the rate was better than I expected given my limited credit. I did notice a slightly higher origination fee compared to other platforms but the overall experience was smooth. The online dashboard makes it easy to track payments.
mike_j23
Denver, CO
App was easy to use but the interest rate was slightly higher than expected.
Carlos B.
Austin, TX
Loan approval was quick and the platform was easy to navigate. Still, I had some trouble understanding the loan terms initially, and the website could explain fees better. Support was polite but not very thorough with my questions.
sarah_t96
Portland, OR
I used Upstart for a debt consolidation loan and liked that they consider factors beyond just your credit score. The process was digital and quick but I did experience some confusion around the interest rate changes at first. Their customer support helped clear it up but it took some back and forth emails which was inconvenient. The mobile app is intuitive though and the funds arrived as promised. Would be nice if the terms were laid out more clearly from the start.