max1990
Chicago, IL
4.0
Mostly good but one snag
Card arrived on time, app works well.
kate.smith
Chicago, IL
4.0
Simple but useful for everyday needs
I mainly use N26 for everyday payments and it works just fine. The instant notifications are helpful for keeping tabs on my spending, and adding money to my account via transfer is straightforward. I did have a small hiccup with the card activation, but customer support got it sorted quickly. Not perfect, but definitely convenient for someone who prefers banking without visiting branches.
Emma J.
Austin, TX
5.0
Smooth and reliable experience
I've been using N26 for about six months now, mostly for my travel spending and everyday purchases. The app interface is very clean and intuitive, and I appreciate how quickly I can lock or unlock my card if needed. Customer support was responsive when I had a question about a pending transfer. managing my money feels effortless with N26.
James C.
Boston, MA
4.0
Great for managing travel expenses
I travel a lot for work, so having a bank that supports multiple currencies without crazy fees is a relief. N26’s real-time notifications help me track spending instantly, and the customer service was helpful when I needed to update my account info on the fly. The only downside is that sometimes the ATM withdrawal limits feel a bit low, but otherwise it’s smooth sailing.
lisa_m
New York, NY
4.0
Convenient but slow transfers
Transfers take longer than expected.
alex_2021
Atlanta, GA
3.0
Unstable app and slow transfers
Been using N26 for six months now, and honestly the app feels buggy sometimes. It freezes especially when I try to check recent transactions during busy hours. Also, international transfers have taken up to five days to complete, which is frustrating when you’re dealing with urgent payments. I contacted support twice, and each time the replies were generic and didn’t resolve the issues. I like the concept and low fees, but they really need to improve reliability.
Hannah
Portland, OR
3.0
Mixed feelings about N26
I signed up last year because I liked the idea of a fully digital bank with no branches. The account setup was quick and the app looks modern. However, I ran into some issues when trying to link my account to a payment service; the verification process took way longer than promised and support was slow to respond. Also, I noticed a couple of unexpected fees on my statement which caught me off guard since I thought the pricing was transparent. It’s not a bad bank, but these hiccups made me cautious about fully trusting them with my finances.
sarah_b
Seattle, WA
4.0
Good for basic banking
Works fine for daily use.
Oliver
San Francisco
5.0
Perfect for travelers and digital users
I've been using N26 for over six months now and it fits my lifestyle perfectly. Managing everything through the app is a dream, especially with features like instant spending insights and easy currency conversion. Their card arrived within a week, and I’ve never had issues with payments abroad. Honestly, makes banking so much less of a hassle when you’re always on the go.
trader_ru
Miami, FL
3.0
Needs faster support
App crashes sometimes.
Mia
Chicago
5.0
Super smooth onboarding process
I opened my account with N26 last month and the whole sign-up was a breeze. The app is really intuitive, and the instant notifications on all transactions help me keep track easily. Also, zero fees on international payments saved me a lot during my recent Europe trip.
trader_ru
New York
3.0
Decent app but slow customer support
App itself works fine for daily transactions and card management but got stuck during a transfer last week. Reached out to support and it took them almost 3 days to respond, which is frustrating when you need funds quick. Hoping they speed up their chat service soon.
Tom W.
Denver, CO
4.0
Easy to use app
The app is super easy to navigate.
olivia_park
San Francisco, CA
5.0
Effortless digital banking
Switched to N26 after trying a few other neobanks, and I’m really happy with the smooth app experience. Opening an account was entirely online and took just a few minutes. I especially like the instant push notifications for every transaction, which help me stay on top of my budget. The card design is sleek too, which is a small but nice bonus. Definitely recommend it for anyone who prefers banking on their phone.
john_doe
Los Angeles, CA
4.0
Good overall with minor flaws
The card delivery was quick and the app layout is clean and user-friendly. I like how I can set spending limits and freeze the card instantly from the app. However, I wish the app was a bit faster when loading transaction history, sometimes it lags a little. Also, the lack of a physical branch means no face-to-face help, which can be inconvenient if you’re used to traditional banks. Still, for digital banking, N26 covers all the basics very well.