I started with YNAB last year hoping to finally curb my impulsive spending. It took a little time to get used to the method of assigning every dollar before spending but once I did, I noticed my savings grow. The reporting tools showed me exactly where I was wasting money, so I adjusted my habits. One hiccup was when my bank changed its connection protocol and syncing failed for a few weeks, but support was quick to fix it. it’s boosted my financial confidence more than any other app I’ve tried.
ryan_b
Miami, FL
4.0
Clear dashboard but pricey
Good dashboard and features.
john.dough
Philadelphia, PA
4.0
Finally understanding my finances
I’ve tried so many budgeting apps before but YNAB’s proactive approach clicked with me instantly. After a couple months, I noticed I wasn’t dipping into savings anymore and actually had a clear plan for my bills. Setting up categories and goals was surprisingly easy, though the mobile app could use some polish. If you want to stop living paycheck to paycheck, this is worth a shot.
jimmy_b
Austin, TX
4.0
Good but missing some features
Liked the budgeting approach, but app sometimes lags
carlita
San Diego, CA
4.0
Good but needs refinements
Helpful app but missing some export options.
markus22
Atlanta, GA
4.0
Mostly great, some quirks
Great budgeting structure but sometimes the mobile app lags a bit.