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Qonto

Qonto

4.112 reviews

KateB

Toronto

4.0

Quick and effective

Transfers are fast, and I appreciate the real-time expense tracking.

sarah_2023

Paris

5.0

Really helps with bookkeeping

Using Qonto for six months now and it’s saved me loads of time on finances. The automatic categorization of expenses is a lifesaver.

max1990

Amsterdam

5.0

Smooth experience overall

I started using Qonto last year and the experience has been great. The instant notifications when my staff use their cards help me keep an eye on spending. Also, the low fees compared to traditional banks are a big plus.

anna.k

Boston

4.0

Helpful but needs improvements

I like the expense tracking and team management features. The app interface is mostly user-friendly but I had trouble with the verification process for my second card. Customer support was polite but slow to respond which was frustrating when I needed quick access. Still, Qonto beats my old bank in ease of use and digital tools.

Olivia

Sydney

4.0

Pretty reliable with handy features

Qonto's business account has simplified our team’s expense management, especially with multiple cards issued for employees. The spending limits are easy to set and adjust from the app. I did notice the app occasionally glitches during busy hours but customer support usually responds quickly. The integration with Xero has been a time saver, cutting down manual entries. I think it’s a great tool for small businesses looking for streamlined finance management.

Tom

Austin

4.0

Good but card delivery slow

I appreciate Qonto's smooth integration with accounting software like QuickBooks. Setting up multiple users for my team was straightforward. My only gripe is the prepaid card took over a week to arrive which slowed down expense payments. Also, I found the chat support helpful but sometimes a bit delayed during peak times. for startups looking for easy finance tools, it’s a solid choice.

ChrisF

Dublin

3.0

Mixed feelings about Qonto

Started with Qonto when launching my startup. The onboarding was quick but I ran into issues with currency conversion fees that weren't clearly explained. Also, the mobile app sometimes lags when I check transactions. Customer service took a couple days to resolve a blocked payment, which was stressful during tight cash flow weeks. Still, the integration with my invoicing software is decent and helps keep things organized, so I’m on the fence about switching.

julia.k

Chicago

3.0

Could be more intuitive

I’ve been with Qonto a few months now. The interface sometimes feels cluttered, and I struggle to find some settings quickly. Money transfers work fine but I wish there were more detailed analytics for my expenses.

Mark J.

Berlin

4.0

Useful platform, minor delays

The card delivery was slower than expected, arrived after 10 days. Besides that, the dashboard is clean and managing team expenses is straightforward.

Liam

London

5.0

Super smooth setup

Got my business account running in less than 24 hours. Love the app's design too.

emily_w

New York

4.0

Mostly good with small hiccups

The multi-user feature is handy but the app crashed twice last week which was annoying. Support responded fast though, so that helped.

Jake

San Francisco

4.0

Good but needs better invoicing

I like how Qonto integrates with my accounting software. However, the invoicing tools could be more flexible, especially for recurring payments.

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