jonathan.k
Houston, TX
I appreciate the peer-to-peer lending model and found Prosper’s website easy to use. The approval took longer than I expected, about six days, which was frustrating since I needed the money quickly. On the plus side, the interest rate was fair and payments are manageable so far.
lisa.m
Denver, CO
The application was pretty simple and I liked that I could choose my loan term. However, I was a bit surprised by some fees that weren’t very clear upfront. Still, overall satisfied with how things went.
emily_j
Miami, FL
Application process was smooth and rates were okay. The only downside was the funding delay, I waited almost a week which was stressful since I needed the money sooner.
kate_w
Portland, OR
Liked the clear terms but funding took longer than I’d hoped.
sarah.green
New York, NY
Last year I needed to cover unexpected medical bills and was nervous about borrowing. Prosper made the whole process surprisingly straightforward. I applied online and got offers within a day, then chose a loan that fit my budget without sky-high rates. Their customer service was patient with my questions and helped me understand everything clearly. I managed to pay it off ahead of schedule, which was a huge relief.
david_lee
Atlanta, GA
The online application was simple and I got my funds in about a week. The interest rate was a bit higher than I expected, which made my monthly payments tougher to manage, but overall it was an okay experience.
jenny_smith
Austin, TX
Got a decent interest rate but the approval took longer than I expected. Was hoping for quicker funding.
maria.r
Philadelphia, PA
I took a loan from Prosper to consolidate credit card debt. The rates were better than many banks I checked and the platform made it easy to compare terms. Only thing that annoyed me was the wait time for funds, it took almost a week after approval. Customer support was helpful though, they kept me updated during the process. I’d consider using them again if I need another loan.