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Oportun

Oportun

4.511 reviews

Mia W.

Orlando, FL

4.0

Application was smooth but waiting time long

I liked how simple their online form was, really no confusing steps. However, it took almost a week to hear back about my loan status which was frustrating. The customer support was polite but couldn't speed up the process. I’d use them again only if I’m not in urgent need of cash.

Sophie

Boston, MA

4.0

Helpful but could improve speed

I needed a loan to cover some unexpected expenses and Oportun was recommended by a friend. The online application was straightforward and I liked how they explained the repayment plan clearly. It took about five days to get the funds, which was okay but not fast enough when you're in a pinch. Also, had a minor issue with uploading documents, but support fixed it promptly. Definitely a reliable option if you're not in an emergency rush.

markus_89

Denver, CO

4.0

Good rates, decent support

Got a loan for a small home project and the rates were better than some other places I checked. Support team answered my questions well, though waiting times were a bit long on chat. a solid experience for someone with limited credit history.

ryan_p

Chicago, IL

4.0

Convenient but interest is a bit high

Used Oportun to get a loan after my credit was declined elsewhere. The process was easy and approval was faster than I expected. The interest rate is on the higher side though, which is the only downside for me. Still, better than some payday lenders.

Jessica M.

San Diego, CA

4.0

Mostly good but slow approval

Applied for a personal loan through Oportun last month because I needed something manageable with my credit history. The application was pretty simple and the website is user-friendly, but it took almost a week to get approval which was longer than I expected. Customer service was helpful when I called, though, explaining why the delay happened. I appreciate the low fees and clear terms, just wish the process was quicker.

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