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Cleo

Cleo

4.614 reviews

Jessica M.

Seattle, WA

5.0

Saved Me From Budget Chaos

I started using Cleo about six months ago when my spending was getting out of hand, especially with groceries and random online buys. The app's daily spending updates and weekly summaries helped me catch where I was overspending without me having to track every receipt manually. Plus, the AI assistant's tips on cutting costs actually work, like suggesting I switch some subscriptions early rather than later. It’s so much easier to stay on budget now, and the way Cleo highlights my progress feels really motivating.

Maria F.

Los Angeles, CA

4.0

Really Changed How I Handle Money

I was drowning in expenses and never knew exactly where my money went until I started using Cleo three months ago. The AI assistant highlights where I overspend and suggests new budgets tailored to my lifestyle. It even pushes gentle reminders before bills are due, which saved me from a few late fees already. The app sometimes takes a moment to sync data, but the detailed spending summaries and motivational nudges more than make up for it. Cleo feels like a financial partner that’s actually got your back.

daniel1988

Miami, FL

4.0

Pretty Good Overall

Helps me watch spending.

kate_w

Atlanta, GA

4.0

Decent, Could Improve Sync

Occasionally the app delays syncing with my bank which is annoying. The budget suggestions are good though.

Jessica M.

Seattle, WA

5.0

Super Helpful for Budgeting

I've been using Cleo for over six months now and it's honestly changed how I handle money. The AI assistant caught a subscription I forgot about and suggested a better budget plan based on my spending habits. The app's notifications are timely and easy to understand without being overwhelming. Plus, the spending insights helped me cut down on unnecessary expenses. Definitely recommend for anyone wanting a simple financial buddy!

Alex D.

Philadelphia, PA

4.0

Good Tool with Room for Growth

I appreciate how Cleo drills down on my spending trends and gives practical budget tips. The AI picked up on my biggest splurge categories and helped me create spending limits that actually stick. Support took a couple of days to get back to me about a payment glitch, which was a bit of a hassle, but after that the resolution was clear. I’d like more customization options and maybe integrations with other finance tools, but overall it’s been helpful for staying on track without much stress.

matt_h

Austin, TX

5.0

Simple and effective

Really like how Cleo keeps my spending in check.

Sophie

Denver, CO

5.0

Very User-Friendly and Insightful

I've tried a few personal finance apps and Cleo stands out because it’s more conversational and less like a spreadsheet. The reminders about upcoming bills helped me avoid late fees twice already, and I like how the AI points out patterns I wouldn’t have caught. They could improve the visual charts a bit, but it’s a valuable tool to keep me aware of my cash flow.

mike_t

Chicago, IL

4.0

Useful but Needs Minor Fixes

Cleo's tracking features are cool and the daily updates keep me on my toes about my expenses. However, sometimes the app glitches and doesn't sync with my bank right away, which can be frustrating. Customer support was polite but a bit slow to respond. Still, it’s a decent tool if you don’t rely on it 100% for critical decisions.

Anna

Boston, MA

5.0

Love It!

Great budget help!

eco_trader

Portland, OR

5.0

Easy to Use and Keeps Me On Track

Just started using Cleo and it's already caught some small subscriptions draining my account. The interface is clean and the chatbot replies fast. I feel like I’m budgeting smarter without the usual hassle.

Brandon K.

Austin, TX

5.0

Simplifies Financial Planning

I started using Cleo after struggling with multiple budgeting apps and it’s been great for aiming my spending better. The AI suggestions about saving a bit more each month really stick out because they show what’s possible if I tweak certain habits. The only gripe is that sometimes the insights feel a bit generic, but overall it’s solid.

Hannah

San Francisco, CA

5.0

Lifesaver for Managing Expenses

I got really overwhelmed juggling bills and daily expenses before Cleo. This app’s AI assistant suggests budgeting changes after it analyzes my spending trends each week, which has helped me save over $200 in three months by cutting out stuff I didn’t realize was adding up. The personalized tips feel really genuine, not generic advice, and the automatic expense categorization is spot on. I wish the app had a widget for the home screen to check balances quicker, but otherwise it’s fantastic for anyone who hates manually tracking everything.

Liam

New York, NY

5.0

Worth Every Penny

After trying several finance apps that felt either too complicated or too basic, Cleo hit the sweet spot with its AI-powered advice. I was skeptical about how accurate the spending predictions would be, but the app nailed it week after week. It even reminded me about an upcoming annual subscription renewal that I totally forgot. The intuitive chat makes budgeting feel less like a chore. Definitely my go-to for managing personal finances now.

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